“$1.88 → $4.80… What Happened To Your Money?”
And why this matters more than your salary when upgrading your home.
Now What About Our Homes In HDB & Condo, Will It Combat Inflation Over Time?
The Result
149 Meiling Street Price Growth From $750k To $1.06m And If We Use The Same Inflation Calculation, The Value Of This HDB Should Be At Xxxx
On The Other Hand, Queens Condo 3 Bed Price Grew From $845k To $2.03m, If We Use The Inflation Calculation, The Value Of This Condo Is At Xxxx
While HDB Is A Controlled Housing That Is Meant For Stay, Is It Really A Wealth-Building Asset To Hold?
“This Is Why Most Families Feel Stuck Today”
- Working harder, but savings not growing
- Upgrading feels riskier than ever
- Waiting for the “right time” that never comes
- Watching prices rise faster than income
& yet... people still ask if property is too expensive?
When Land is bought higher, future selling prices must increase, meaning today’s buyers Enter At A Lower Baseline.
Why Property Prices Continue To Go One Direction?
But to make matters worse, the land cost keeps increasing, which translates to a higher price.
Working with Ryan & Jaelyn was a turning point for our family. As a big family, our biggest concern when upgrading was always space and comfort. We didn’t want to sacrifice our lifestyle just to move into a new place, and honestly, we had a lot of hesitation about whether upgrading was the right move for us.
Ryan & Jaelyn took the time to truly understand our situation and what mattered most to us. Instead of pushing a typical upgrade, they introduced us to the potential of a brand new EC — something we hadn’t seriously considered before. What stood out was how they explained not just the lifestyle fit, but also the long-term financial upside, especially the gap between ECs and private condos. That clarity gave us the confidence to move forward. Today, we’re sitting on a strong six-figure gain, something we never imagined was possible when we first started. More importantly, we didn’t have to compromise on our space or how we live. Because of this experience, we’re now even planning ahead to repeat the process and grow our property portfolio once our MOP is reached.
If you’re unsure about upgrading or worried about making the wrong move, Ryan & Jaelyn are the team you want by your side. They don’t just sell — they plan, advise, and genuinely look out for your long-term goals.
– Airil & Shereen
The move to upgrade from a HDB to buy two properties under both of me and my spouse’s names was a tough one. We had to ensure that we had sufficient income and funds to be able to secure two properties safely. With Claire’s proper framework, we managed to secure 1 for an objective of own-stay in the district that is close to our family and the other, a resale EC that eventually reaped returns of 500K over 4 years, all without the stress of not being able to rent out or to sell because both the rental & the sale were secured at a short period of time. Today, the property that we bought for own-stay is still running on a 25% capital gain! All of these will eventually be able to serve us well in our retirement & we are so thankful. Thank you for guiding us through - we truly appreciate it.
– Customer's name
Working with Ryan & Jaelyn has been a game changer for us.
Before meeting them, we always thought upgrading simply meant going for a bigger HDB like a 5-room or even an EM. We never really considered the potential for capital gains — it was always just about getting more space.
Ryan & Jaelyn helped us see things very differently. They carefully planned out our finances and showed us how we could upgrade strategically, not just for size, but for growth as well. What really stood out was how they structured the move — allowing us to upgrade to a 4-bedroom condo without even touching our personal savings.
That gave us a lot of confidence.
Today, we have exited and cashed out more than 6 figures profit, something we honestly never thought was possible at the start of our journey.
We’re truly thankful for their guidance and forward planning. If you’re thinking of upgrading but unsure how to do it safely and effectively, Ryan & Jaelyn are definitely the people you want to speak to.
Working with Ryan & Jaelyn completely changed our perspective on upgrading.
Initially, our priority was simple — we needed more space and a ready-to-move-in property for our family. We had spoken to multiple agents before, and most of them told us the same thing: resale properties wouldn’t have much growth potential. That made us hesitant and unsure of what to do next.
When we met Ryan & Jaelyn, they approached things very differently. Instead of following the common narrative, they took the time to assess our situation and showed us how a resale 4-bedroom condo could still fit both our lifestyle needs and investment goals.
With their guidance, we made the move from our small HDB to a spacious resale condo — and it turned out to be the right decision.
Today, we are sitting on a strong six-figure paper gain, something we didn’t expect at all when we first started our journey.
We’re truly grateful for their insight and honest advice. If you’re feeling confused by all the noise in the market, Ryan & Jaelyn will help you see the opportunities others miss.
When we first met them, we were quite skeptical about entering the CCR market. We didn’t see it as a good buy and were more comfortable sticking to what felt “safer” and more familiar.
However, after going through a detailed planning session with them, we began to understand the different price points across regions and how an oversupplied market could actually work in our favour — something we had never considered before.
With their guidance, we eventually found a luxury condo that we genuinely love — one with a large floor plate that perfectly suits our lifestyle and needs.
Today, we’re sitting on a potential seven-figure gain should we decide to exit, which is something we never imagined at the beginning of this journey.
We’re incredibly thankful for their insight, strategy, and ability to help us see opportunities beyond the usual market narrative. If you’re unsure about where the real opportunities are, Ryan & Jaelyn will help you uncover them with clarity and confidence.
Swapped a lease-depleting 4room HDB to a 3-bed new condo which is 1km to their ideal school. All done without touching into their savings.
—Nicky & Tingmin, Healthcare Sector
1 - 1 Exchange a 5room HDB to a 3bed resale pte without touching their savings
—Leonard & Jeslin, Engineering Sector
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ABOUT US
Why Work With
Ryan Tan & Jaelyn Goh?
Hey, it’s Ryan & Jae here and we help many individuals, upgraders plan their Singapore property and upgrade with little or no stress, yet spotting the correct property that has the highest potential of appreciation, because we have seen many people over-leveraging on new sales property, making them to sell their property first and rent a place for temporary accommodation yet not seeing the property appreciation in due course.